Spar SBI Card PRIME Details and Benefits
Card Type: Shopping
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on SBI Bank's secure website

Benefits and Features

Welcome Benefits

Get 12,000 bonus reward points equivalent to INR 3,000 on payment of annual fees.

Reward Benefits

Enjoy 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar). Enjoy 10 Reward Points on every 100 Rs. spent at Dining & Movies.

Milestone benefits

Cumulative milestone benefit upto 58,000 RP worth Rs 14,500. Earn 20,000 bonus Reward Points on overall annual retail spends of Rs 500,000.

Fuel Surcharge Waiver

Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 4,000, exclusive of GST and other charges.

Renewal Benefit

Get 12,000 Reward point worth Rs 3,000 on payment of renewal fees.

Reward Redemption

Convert your Reward points into Landmark Rewards and get dual benefit. 1 LMR = 2.4 SBI Card Reward Points.

Domestic Airport Lounge access

Enjoy 8 complimentary visits per year to Domestic Airport lounges (subject to a max of 2 per quarter)

Complimentary Priority Pass Membership

Enjoy complimentary priority pass membership worth USD 99 & 4 complimentary visits per year (limited to 2 visits per quarter)

Welcome Offer

Get Rs. 100 cash back on your first ATM cash withdrawal, if done within 30 days of receiving your card.

Contactless Advantage

Daily purchases now made easy with Spar SBI Card PRIME. Simply wave your card at a secure reader to transact Fast & convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases Security: The card never leaves your hand during a Contactless transaction, significantly reducing the risk of card loss and fraud due to skimming (counterfeit). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure

Worldwide Acceptance

You can use your Spar SBI Card PRIME in over 24 million outlets across the globe, including 3,25,000 outlets in India. Use your card to make payments at any outlet that accepts Visa.

Add-on Cards

With Spar SBI Card PRIME, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18

Cash on the Go

Withdraw cash from over 1 million Visa ATMs across the globe

Utility Bill Payment Facility

Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your Spar SBI Card PRIME.

Balance Transfer on EMI

Save money while paying your credit card dues Transfer the outstanding balance of other banks’ credit cards to your Spar SBI Card PRIME, and avail a lower rate of interest and pay back in EMIs


With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your Spar SBI Card PRIME, and log in with your username and password to within 30 days of purchase to convert it into Flexipay

Easy Money

With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep Log in with your username and password to to book Easy Money

Reward Points

For all purchases through the credit card
Reward points can be used against card purchases
Rewards Catalogue

Eligibility and Documents

  • 18-70 years Resident Indian
  • Good Credit Profile
  • No deliquencies in 24 months
Documents Required:
  • Proof of Identity
  • Proof of Address
  • Proof of Income

Fees and Annual Charges

First Year
₹ 2999 + taxes
Renewal Fee
₹ 2999 + taxes
Interest Charges
3.35% per month
View Most Important Terms and Conditions by clicking here