SBI Card ELITE Advantage

SBI Card ELITE Advantage Details and Benefits
Card Type: Premium
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on SBI Bank's secure website

Benefits and Features

Welcome Gift

Welcome e-Gift Voucher worth Rs. 5,000 Choose from an array of travel and lifestyle brands : Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop

Complimentary Movie Tickets

Free Movie Tickets worth Rs. 6,000 every year Transaction valid for at least 2 tickets per booking per month. Maximum discount is Rs. 250/ticket for 2 tickets only. Convenience Fee would be chargeable

Milestone Privileges

Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs

ELITE Rewards

Get 5X Reward Points on Dining, Departmental stores and Grocery Spends Earn 2 Reward Points per Rs. 100 on all other spends

International Lounge Program

Complimentary membership to the Priority Pass Program worth $99 6 complimentary Airport Lounge visits per year, outside India ( max. 2 visits per quarter) W.e.f. 1st July 2017 Access over 1000 Airport Lounges worldwide

Domestic Lounge Program

Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India To avail the offer, please use your SBI Card ELITE Advantage at the respective lounges

Club Vistara Membership

Enjoy complimentary Club Vistara Silver membership Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher Earn 9 Club Vistara Points for every ₹ 100 spent on Vistara flights

Trident Privilege Membership

Enjoy complimentary Trident Privilege Red Tier membership Get exclusive 1,000 Welcome Points on registration Enjoy 1,500 Bonus Points on your first stay & additional Rs. 1,000 hotel credit on extended night stay, by clicking here & using Promocode: SBITH.

Lowest Forex Markup

Your SBI Card ELITE offers you the privilege of the lowest Foreign Currency Mark-up Charge of 1.99% on International usage. You are also entitled to 2 Reward Points on every Rs.100 spent on International transactions.

Exclusive Concierge Service

Exclusive assistance with gift delivery, customized holiday packages, travel, movie & hotel reservations Exclusive discounts at leading Spa’s and Lifestyle Stores

MasterCard/Visa Privileges

Savings of up to 10% on Hertz car rental and up to 35% on Avis Car Rentals Exclusive benefits across 900 luxury hotels worldwide Earn up to 10,000 miles per night on hotel stay plus 25% extra miles on These offers are brought to you by Mastercard/ Visa.

Contactless Advantage

Daily purchases now made easy with SBI Card ELITE Advantage. Simply wave your card at a secure reader and your transaction is done. It’s fast, easy and incredibly convenient. Fast & Convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases. Simply wave your card & go. It’s as fast & convenient as that. Security: During a transaction the card never leaves your hand; significantly reducing the risk of card loss and fraud due to counterfeit (skimming). Even if the card is waved multiple times at the reader, the unique security key feature of Visa payWave will ensure that only one transaction goes through, thus making it more secure.

Global Acceptance

SBI Card ELITE Advantage is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India

Fuel Surcharge Waiver

Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 4,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 4,000, to avail this benefit Get a maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account

Fraud Liability Cover

Get complimentary credit card fraud liability cover of Rs. 1 lakh

Emergency Card Replacement

Get your SBI Card ELITE Advantage replaced anywhere in the world

Add-on Cards

With SBI Card ELITE Advantage, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18

Cash Access Across the World

Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe

Safe and Secure

Get enhanced security against counterfeiting and skimming with the chip and pin enabled SBI Card ELITE Advantage

Easy Bill Pay Facility

Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your SBI Card Elite


With Flexipay, convert your transactions in easy monthly installments. Just transact for Rs. 2,500 or more using your SBI Card ELITE, and log in with your username and password to within 30 days of purchase to convert it into Flexipay

Balance Transfer on EMI

Save money while paying your credit card dues Transfer the outstanding balance of other banks’ credit cards to your SBI Card ELITE Advantage, to avail a lower rate of interest and pay back in EMIs

Easy Money

With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep Log in with your username and password to to book Easy Money

Reward Points

For all purchases through the credit card
Reward points can be used against card purchases
Rewards Catalogue

Eligibility and Documents

  • 18-70 years Resident Indian
  • Good Credit Profile
  • No deliquencies in 24 months
Documents Required:
  • Proof of Identity
  • Proof of Address
  • Proof of Income

Fees and Annual Charges

First Year
₹ 4999
Renewal Fee
₹ 4999
Interest Charges
2.5% per month
View Most Important Terms and Conditions by clicking here