HDFC Platinum Times Credit Card

HDFC Platinum Times Credit Card Details and Benefits
Card Type: Other
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on HDFC Bank's secure website

Benefits and Features

Welcome Benefit

Get started on an entertaining journey with a range of gift vouchers for shopping, apparel, dining and many more categories. Visit to view the range of welcome offers. Food, films, movie... I get great benefits on my favourite fun

Great Offers on Movie and Dining

Avail amazing around-the-year discount offers at participating movie and dining outlets in your city. Visit to view the latest movie and dining offers and outlet details.

Attractive Reward Points

Note:Effective 1st July'2017, a. EasyEMI and e-wallet loading transactions will not accrue Reward points.b. Reward points accrued will be reversed if a retail transaction is converted into SmartEMI. c. Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.* Transactions which are classified under the ‘Restaurant’ Merchant Category Code (MCC) as defined by VISA/ MasterCard only will be eligible for the bonanza reward points. Merchant Category Code (MCC) classified under ‘Hotel’ categories will not qualify for bonanza reward points.

Contactless Payment Technology

The HDFC Bank Times Platinum Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. *To see if your card is contactless, look for the contactless symbol network on your Card. You can use your card to make quick transactions at merchant locations accepting contactless cards. Please note that in India, payment through contactless mode is allowed for a maximum of Rs. 2000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to Rs. 2000, the card holder has to enter the Credit Card PIN for security reasons.

Fuel Surcharge waiver

Fuel surcharge of 2.5% plus service tax will be replaced by Convenience fee of 1% (effective 01 Feb’17) plus GST (effective 01 Jul’17).

Safe & Secure Transactions

DIP your Chip (This is a small microchip embedded in your card. It is encrypted so transactions with your chip Debit Card are more secure.) Card at any Chip (This is a small microchip embedded in your card. It is encrypted so transactions with your chip Debit Card are more secure.) enabled POS (Point of Sale) or swipe your card at any non-chip POS (Point of Sale) (Regular POS (Point of Sale)).

Zero liability on lost card

If you lose your Credit Card, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions made with your card.

Interest free credit facility

Avail of up to 50 days interest free from the date of purchase (subject to the submission of the charge by the Merchant).

Reward points validity

Reward points are valid only for 2 years from the date of accumulation.ex:- if you receive reward points in May 2015, same will expire in May 2017.

Revolving Credit

Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fee and Charges section.

Utility Bill Payments

Register your Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily.

Reward Points

For all purchases through the credit card
Reward points can be used against card purchases
Rewards Catalogue

Eligibility and Documents

  • 18-70 years Resident Indian
  • Good Credit Profile
  • No deliquencies in 24 months
Documents Required:
  • Proof of Identity
  • Proof of Address
  • Proof of Income

Fees and Annual Charges

First Year
₹ 1000 + taxes
Renewal Fee
₹ 1000 + taxes
Interest Charges
View Most Important Terms and Conditions by clicking here