HDFC MoneyBack Credit Card

HDFC MoneyBack Credit Card Details and Benefits
Card Type: Other
Apply Now
on HDFC Bank's secure website

Benefits and Features

Cash back

Accumulate and redeem your reward points for cash back against outstanding amount on your Credit Card (100 points = ₹ 20) Minimum redeemable amount = Rs 500

Reward points

Get 2 reward points for every ₹150 you spend Redeem points for exclusive gifts and air miles through our exclusive MyRewards catalogue

Online shopping

Get 4 reward points for every Rs 150 you spend online. *With effect from 15th July 2020, customers can earn up to 500 Reward Points per statement cycle for  online spends, under the 2X RP feature. (i,e, Online spends of up to Rs 37,500 per cycle will earn 2X RP as per the product feature. Any amount in excess of this will continue to earn 2 RP per Rs 150 ) Get twice as many reward points for shopping online


Enjoy savings of up to Rs 250 every billing cycle with a 100% fuel surcharge waiver

Spends Milestone Offer

Spend Rs 50,000 in a Quarter and get Rs 500 worth E-Voucher. Click here for Spend Milestone Offers Terms and Conditions Click here for Spend Milestone Offers FAQs


Protect yourself against fraud with the EMV Chip technology in your card Get zero liability on lost card if reported immediately


Avail up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant) Enjoy Revolving Credit at nominal interest rate

Reward Points

For all purchases through the credit card
Reward points can be used against card purchases
Rewards Catalogue

Eligibility and Documents

  • 18-70 years Resident Indian
  • Good Credit Profile
  • No deliquencies in 24 months
Documents Required:
  • Proof of Identity
  • Proof of Address
  • Proof of Income

Fees and Annual Charges

First Year
₹ 500 + taxes
Renewal Fee
₹ 500 + taxes
Interest Charges
3.49% pm
View Most Important Terms and Conditions by clicking here