HDFC Freedom Credit Card

HDFC Freedom Credit Card Details and Benefits
Card Type: Other
Apply Now
on HDFC Bank's secure website

Benefits and Features


Earn 1 reward point on every spend of ₹150 and above Redeem points for cash back (100 Point = ₹10) or catalogue (100 Points = ₹15) Get gift voucher worth ₹1000 on annual spends of ₹90,000 and higher (Applicable on spends made after 20th March 2018) Get a welcome and renewal benefit of 500 reward points on fee realization Earn 25X reward points on your birthday spends# 10X reward points on PayZapp & SmartBuy spends Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis *Capped into 1500 reward points per statement cycle.

Capped into 3000 reward points.

​​​​​​​Please Note: I get rewarded every time I swipe my card


Convenience fee waiver of 1%, capped at Rs.250 per statement cycle(Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 )GST will be applicable

Add-on cards

Get upto 3 add on credit cards for free

Safety & Technology

Enjoy safe and secure transactions with chip-enabled cards Zero liability on lost card if reported immediately HDFC  Bank Freedom Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. *To see if your card is contactless, look for the contactless symbol network on your Card. You can use your card to make quick transactions at merchant locations accepting contactless cards. Please note that in India, payment through contactless mode is allowed for a maximum of Rs.2000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to Rs.2000, the card holder has to enter the Credit Card PIN for security reason.

Reward Points

For all purchases through the credit card
Reward points can be used against card purchases
Rewards Catalogue

Eligibility and Documents

  • 18-70 years Resident Indian
  • Good Credit Profile
  • No deliquencies in 24 months
Documents Required:
  • Proof of Identity
  • Proof of Address
  • Proof of Income

Fees and Annual Charges

First Year
₹ 500 + taxes
Renewal Fee
₹ 500 + taxes
Interest Charges
1.99% pm
View Most Important Terms and Conditions by clicking here