American Express SmartEarn Credit Card

American Express SmartEarn Credit Card Details and Benefits
Card Type: Rewards
Apply Now
on American Express's secure website

Benefits and Features

Pay in EMIs

Use your American Express Credit Card for your next big purchase & pay in easy EMI.

Reward Points

Transact on Flipkart & Uber and get 20 points for every Rs. 100 spent
Transact on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 10 rewards for every Rs.10 spent
For other purchases
Fuel, Insurance, Utilites, Cash Transactions and EMI conversion at Point of Sale
Reward points can be used against card purchases
Rewards Catalogue

Eligibility and Documents

  • 18-70 years Resident Indian
  • Good Credit Profile
  • No deliquencies in 24 months
Documents Required:
  • Proof of Identity
  • Proof of Address
  • Proof of Income

Fees and Annual Charges

First Year
₹ 495 + taxes
Renewal Fee
₹ 495 + taxes
Interest Charges
Get a renewal fee waiver on eligible spends3 of Rs.40,000 and above in the previous year of Cardmembership
View Most Important Terms and Conditions by clicking here