American Express Membership Rewards Credit Card

American Express Membership Rewards Credit Card Details and Benefits
(565)
Card Type: Rewards
Apply Now
on American Express's secure website

Benefits and Features

Utility Bill Payments

Pay your phone, electricity, water, insurance bills with no additional cost and set auto payments as well

Fuel Surcharge Waiver

1% surcharge waived if you spend between Rs. 500 and Rs. 3,000 at any Indian fuel station (max 100 pm).

Pay in EMIs

Use your American Express Credit Card for your next big purchase & pay in easy EMI.

Reward Points

2x
For all spends
0x
Spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Reward points can be used against card purchases
Great
Rewards Catalogue

Redeem your rewards from the 18 Karat and 24 Karat Gold Collection program by American Express. Choose to Pay with points or redeem your points for over 500 options across travel, dining, accessories and more by visiting https://catalogue.membershiprewards.co.in/

Eligibility and Documents

Eligibility:
  • 18-70 years Resident Indian
  • Good Credit Profile
  • No deliquencies in 24 months
Documents Required:
  • Proof of Identity
  • Proof of Address
  • Proof of Income

Fees and Annual Charges

First Year
₹ 1000 + taxes
Renewal Fee
₹ 4500 + taxes
Interest Charges
Variable
The Annual Membership Renewal fee of Rs.4500 will be 100% waived off if total spends on American Express Credit Card in the immediately preceding membership year is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends on American Express Credit Card in the immediately preceding membership year is Rs.90,000 to Rs.1,49,999.
View Most Important Terms and Conditions by clicking here